Deposit account

Conditions, interest and fees at a glance

Overview of Conditions, Interest and Fees

Currency: CHF
Interest rate: 0.25% per annum*

1. Opening an account

Free of charge

2. Account maintenance

Free of charge

3. Payments

Payments into your account over a bank counter: free of charge
Payments into your account via a bank or post office: 30 incoming payments per calendar year are free of charge, further payments amount to CHF 5 / payment

4. Payment orders

Free of charge (standing orders are not possible)

5. Payouts

Free of charge (over the bank counter)

6. Account statements

At the end of the year: free of charge
During the year (requested by the client): free of charge
Older than two years (requested by the client): from CHF 5 up to CHF 10

7. Withdrawals

• Up to CHF 20,000 per calendar month:
  free of charge
• Over CHF 20,000 within one calendar month, subject to prior notice as specified in the contract:
  free of charge
• Over CHF 20,000 within one calendar month, without prior notice as specified in the contract:
  Total amount of withdrawal of the calendar month minus CHF 20,000 multiplied by the interest rate and divided by 12 (e.g. for a withdrawal of CHF 30,000: CHF (30,000 - CHF 20,000) * 0.5% / 12 = CHF 4.15)

8. Fees charged by third parties

These are covered by the client and are debited from your account.

Conditions are valid from June 2009, subject to change at any time.

*This interest rate is valid for amounts of up to CHF 250,000 (higher amounts upon request).