Car Leasing
Personal mobility -
a feeling of freedom.
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Whether for vacation, a weekend trip or a small outing with your friends – a car is not only useful, but it can also be a lot of fun.
Get there faster
Car color, type of engine or interior – with a leasing agreement, you will always drive your dream car. And, what happens if you suddenly decide that you want a different model? No problem, since leased vehicles can be exchanged at any time.
The modern financing method
Every second vehicle today is leased – and there's a good reason for this. With a leasing agreement, you avoid the high purchase price. Thanks to regular installments you can reliably calculate your budget, and you always have enough financial flexibility to achieve other desires.
Leasing alternatives: Financing Plus or a Cash Credit
If you are interested in a new vehicle, we recommend our leasing products. If your dream car is a used one, then the best thing is to ask about our Financing Plus product at your car dealer. If flexibility is important to you and you want to own your own car, then apply online right now for our Cash Credit, which is best suited for you.
By the way:
Think ahead and take out payment protection insurance* together with your financing agreement. That way, you don't need to worry about your finances in difficult times.
Example of costs
Cash purchase price CHF 42 000.– ¹), residual value for calculation purposes CHF 16 800.– ¹),
15 000 km per year, results in 48 monthly instalments of CHF 655.55 ¹)
Based on a nominal interest rate of 5.3% (effective interest rate 5.43%), this is equivalent to total annual costs of CHF 1'450.65 (excluding depreciation and insurance of the item leased).
Approval of a leasing agreement is forbidden by law if it would lead to over-indebtedness on the part of the customer (legal stipulation as required by Art. 3, Federal Unfair Competition Act).
¹) incl. 8.0% VAT
*A service of LIGHTHOUSE GENERAL INSURANCE Company Limited, Schochenmühlerstrasse 2, P.O. Box 159, 6341 Baar, Switzerland.