Payment Protection Insurance

The most important facts – point by point

The most important information regarding your Payment Protection Insurance at a glance:

• You are insured against involuntary unemployment, illness, accident or full disability.
• Lease or financing repayments of up to CHF 2,500 are reimbursed per month.
• In the event of disability, any outstanding monthly repayments of up to CHF 65,000 (excl. residual value) are reimbursed with a lease or financing agreement.
• You profit even if you are covered by employers’ contributions or other insurance policies.
• Your repayments are insured immediately after signing your financing agreement (Leasing: immediately after collecting the vehicle). In the event of involuntary unemployment, there is a legal 60-day waiting period.
• There is a legal 30-day waiting period until benefits are provided.
• You receive up to 12 monthly instalments per damage/loss and up to 36 monthly instalments during the entire period.
• For the insurance cover, the terms and conditions specified exclusively in the policy are binding; please consider the reasons for exclusion.