Cash Credit Plus
The most important facts – point by point
Conditions
- The agreed term of your Cash Credit Plus amounts to a minimum of 36 months and a maximum of 84 months. It consists of a flexible period of 24 months and a fixed period varying between 12 and 60 months.
- We provide interest rates starting from 9.95% up to 14.5%. The interest rate remains unchanged during the entire credit period.
- The repaymentis tailored to your monthly budget and remains unchanged during the entire credit period of your Cash Credit Plus.
- The credit limit amounts to a minimum of CHF 10,000.
- The account is activated after a legal seven-day cooling off period has expired.
- The one-time account opening fee consists of CHF 100. Upon each withdrawal within the first two years, a payout fee of CHF 10 is charged.
Good to know
- We should like to point out that your interests are tax deductible in many places (enquire at your local tax office).
- In the event of death, your remaining debt of up to CHF 60,000 is insured.
- We recommend you take out the optional Payment Protection Insurance.
- You find easily understandable information on handling money responsibly at www.moneybasics.ch
Approval of a loan is forbidden by law if it would lead to over-indebtedness on the part of the customer (legal stipulation as required by Art. 3, Federal Unfair Competition Act).
How can I get my Cash Credit: Cash Credit Plus application process.