Cash credit Plus
Our terms - Item by Item.
Conditions
- Cash Credit Plus runs for a minimum of 36 and a maximum of 84 months. It consists of a flexible period of 24 months and a fixed period of between 12 and 60 months.
- We offer you interest rates of between 9.95% and 14.5%. The interest rate remains unchanged for the entire term of the loan.
- The monthly repayments remain the same for the entire term of the loan – based on your budget.
- The minimum credit limit is CHF 10'000.-.
- The account is activated following a legal cooling-off period of 7 days.
- There is a one-off set-up fee of CHF 100.-. A fee of CHF 10.- is payable each time that cash is withdrawn during the first two years.
Good to know
- Please note that interest can frequently be deducted from tax (more information is available from your tax office).
- In the event of death we take over the remaining debt up to a maximum of CHF 60'000.-.
- We recommend that you take out the complimentary payment protection insurance.
- You can find easy-to-understand information about money matters at: www.moneybasics.ch
Approval of a loan is forbidden by law if it would lead to over-indebtedness on the part of the customer (legal stipulation as required by Art. 3, Federal Unfair Competition Act).
How can I apply for my Cash Credit Plus: The Cash Credit Plus application process.